Tony Chavarria
Site Publisher
2871 posts
Oct 30, 2008
7:25 PM
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Hey All, does somebody know if homeowners insurance would cover one of your pigeons hitting a neighbors car while rolling (like if it left a dent in the hood)?
Just curious.
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FLY ON! Tony Chavarria
Support This Site With Your Pigeon Product Purchase-Over 100 Pigeon Products!
Last Edited by on Oct 30, 2008 7:27 PM
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TT
98 posts
Oct 30, 2008
7:29 PM
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Nope, Not at all.
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Tony.
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Tony Chavarria
Site Publisher
2872 posts
Oct 30, 2008
7:34 PM
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Hey TT, have you had this happen? Rhetorical question: If your pet dog damages another persons property, do you know if this would be covered by homeowners insurance?
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FLY ON! Tony Chavarria
Support This Site With Your Pigeon Product Purchase-Over 100 Pigeon Products!
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kopetsa
2049 posts
Oct 30, 2008
7:40 PM
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all depends on who you're with..
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Andrew C.
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TT
99 posts
Oct 30, 2008
7:41 PM
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Tony, Its never happen to me before,
The girlfriend is a insurance broker and when i ask her your question she looked at me funny and said no, She compared it to any bird falling out of the sky and causing damage, Would be classified as a Natural Disaster. Now thats the Law here in Canada,
Tony,
It would be cheaper to fix it then pay for the deductible depending on what your is, $500, or $1000, pulling a dent shouldnt be any where close to that.
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Tony.
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KiddenAround
197 posts
Oct 30, 2008
8:13 PM
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I was training a pony to pull a cart, and she was a "Witch" with a "B" -- she dumped me out of the cart and ran back home with nobody driving, down my driveway and scratched up and dented a customer's car. My homeowner's insurance DID pay for the damage.
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-- Laura
Professional Thrill Seeker
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Tony Chavarria
Site Publisher
2873 posts
Oct 30, 2008
8:17 PM
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Thanks for the responses, would like to hear from a couple more if possible. Hey Kiddenaround, did you have a hefty deductible?
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FLY ON! Tony Chavarria
Support This Site With Your Pigeon Product Purchase-Over 100 Pigeon Products!
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KiddenAround
198 posts
Oct 31, 2008
5:43 AM
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This was a few years ago, and I want to say that my deductible was about $500.
Crazy to believe that a pigeon could cause that much damage.
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-- Laura
Professional Thrill Seeker
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KiddenAround
199 posts
Oct 31, 2008
5:45 AM
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Tony . . the rest of the story . . .
after that claim, the insurance company was hell-bent to drop me because they didn't want to have to cover animal-related "home businesses".
I had a bad experience with them over that -- they paid, but after that, I was their step child.
Now, I don't file anything that's not substantial.
I had a big tree fall across the hood of my truck during the hurricane last month, and I chose not to file it.
Sucks, but it seems that insurance is only for catastrophic losses.
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-- Laura
Professional Thrill Seeker
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